Biography
Billy Xu is an Assistant Professor of Finance at the University of Rochester Simon Business School. Prior to joining, he received a PhD in Finance from the Jones Graduate School of Business (Rice University). He also holds a BBA in Finance and a BS in Mathematics from The University of Texas at Austin.
Courses
Corporate Finance
Corporate Restructuring
Research Interests
Consumer finance, mortgage lending, regulation, and corporate finance
Publications
Government litigation risk and the decline in low-income mortgage lending
2026
Journal of Financial Economics
Volume
181
Defunding controversial industries: Can targeted credit rationing choke firms?
2025
Journal of Financial Economics
Volume
172