Nicholas Pretnar

I am a postdoctoral scholar in the Laboratory for Aggregate Economics and Finance at UCSB. I am also an adjunct professor teaching Masters and MBA students at both Carnegie Mellon University's Tepper School of Business and the University of Rochester's Simon Graduate School of Business and a visiting scholar at the Federal Reserve Bank of Philadelphia. My research can be broadly summarized as focusing on household finance and time use, specifically how behavioral phenomena and time-allocation decisions determine agent-level consumption and savings decisions, as well as macroeconomic outcomes. I am interested in how such phenomena affect macroeconomic inferences pertaining to growth, inequality, environmental outcomes, health outcomes, labor market outcomes, and the structural evolution of the economy. I am also interested in topics pertaining to consumer budgeting decisions with high-frequency expenditure data, as well as credit utilization and debt accumulation behavior. My work has been funded by the NSF, the PNC Center for Financial Services at Carnegie Mellon University, and LAEF at UCSB.